Montreal, QC
Four Seasons Hotel Montreal
Four Seasons Preferred
View hotelAmerican Express
American Express Canada Business Edge Card
Up to 45K MR with quarterly spend bonuses; 3x on office/electronics, rides/gas, and dining for a $99 fee.
Annual fee · CAD $99Approval · mediumNetwork · American ExpressCanada
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figenaAI analysisWelcome bonus
Standard bonus
Up to 45K MR: earn 10K after each $5K in purchases in a quarter (up to 3 quarters) plus a base bonus per issuer offer
Minimum spend
$5,000 per quarter for first 3 quarters (issuer structure)
- 10K per $5K quarterly spend (up to 3 quarters, max 45K)
- 3x office/electronics, rides/gas, dining; 1x other purchases
- Mobile device insurance and Amex Offers access
Earn rates
Office supplies, electronics and business essentials
3× Points
Rides and gas purchases
3× Points
Eats & drinks (dining and delivery)
3× Points
All other purchases
1× Points
Benefits & fit
Key perks
- 3x MR across common business categories (caps per issuer); 1x on other spend
- Access to Amex Offers and Pay With Points for business expenses
- Mobile device insurance and travel/shopping protections
- Up to 99 Employee Cards at no additional fee to help pool rewards
Recommended for
- Startups and SMEs with recurring office, fuel and ride spend
- Owners wanting a low-fee 3x MR workhorse
Hotels to target with this card
Toronto, ON
The Ritz-Carlton, Toronto
Marriott Bonvoy
View hotelVancouver, BC
Fairmont Pacific Rim
ALL
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May contain American Express referral or affiliate links. Please review the official terms and fees before applying.