Montreal, QC
Four Seasons Hotel Montreal
Four Seasons Preferred
View hotelAmerican Express
American Express Canada Business Gold Rewards Card
Up to 110K MR with tiered bonuses, 2x travel/business categories, and extended float for small business spenders.
Annual fee · CAD $199Approval · mediumNetwork · American ExpressCanada
Save card and add to a list
View saved items in “My” panel; lists help plan trips or perk strategies.
PerkMap ratings
--/ 5
Overall
No ratings yet—check back soon.
PerkMap comment
No comment yet.
No ratings yet—check back soon.
Powered by
figenaAI analysis
figenaAI analysisWelcome bonus
Standard bonus
Up to 110K MR: issuer offer includes a base 40K bonus plus additional tiers to reach the full 110K
Minimum spend
Issuer-specified spend milestones across the first months
- Tiered welcome up to 110K MR (base 40K plus additional tiers)
- 2x on travel and issuer-defined business categories; 1x elsewhere
- 55-day float, travel protections and employee misuse coverage
Earn rates
Eligible travel purchases
2× Points
Business essentials (e.g., office supplies, shipping) per issuer categories
2× Points
All other purchases
1× Points
Benefits & fit
Key perks
- Up to 55 days of interest-free period to help manage cash flow
- Quarterly 10K bonus points when hitting issuer-posted spend thresholds
- Travel and shopping protections, including car rental damage waiver and purchase security
- Employee Card Misuse Protection for supplementary business Cards
- Membership Rewards transfers to airline and hotel partners
Recommended for
- SMBs needing flexible MR rewards
- Owners who want a lower-fee alternative to Business Platinum
Hotels to target with this card
Toronto, ON
The Ritz-Carlton, Toronto
Marriott Bonvoy
View hotelVancouver, BC
Fairmont Pacific Rim
ALL
View hotelRelated guides
2025-11-24T00:00:00.000Z
How to choose RBC’s three cards: ION+ → Avion VI → Avion VIP
Stage your upgrades from ION+ to Avion VI to Avion VIP by matching income, spend and travel habits—no more guessing which one to open first.
Read guide2025-01-08T00:00:00.000Z
Executive Lounge Etiquette Checklist
Simple reminders for making the most of lounges without losing access for everyone else.
Read guideCard comments
Share your card application and usage tips to help others.
No comments yet—share your card experience.
Apply & disclosures
May contain American Express referral or affiliate links. Please review the official terms and fees before applying.