PC Financial

PC Financial World Elite Mastercard

No-fee PC Optimum earner with huge grocery multipliers and travel insurance.

Annual fee · CAD $0Approval · mediumNetwork · MastercardCanada

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PC Financial World Elite Mastercard

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Welcome bonus

Standard bonus

Up to 100K PC Optimum points with grocery spend

Minimum spend

$1,500 in 3 months

  • 30x at Loblaws/Shoppers
  • Travel medical coverage

Earn rates

Loblaws/Shoppers

30× Points

Travel booked with PC

10× Points

All spend

10× Points

Benefits & fit

Key perks

  • No annual fee
  • Travel medical insurance
  • PC Travel concierge

Recommended for

  • Grocery families
  • PC Optimum collectors

Hotels to target with this card

Montreal, QC

Four Seasons Hotel Montreal

Four Seasons Preferred

View hotel

Toronto, ON

The Ritz-Carlton, Toronto

Marriott Bonvoy

View hotel

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Apply & disclosures

PC Financial’s terms govern how PC Optimum points are earned; ensure you meet their account conditions.