RBC Avion Visa Infinite Privilege

PerkMap comment

PerkMap take: RBC Avion Visa Infinite Privilege

TL;DR: A high-end card with real upside for stable-income, higher-spend users who plan to keep it; not ideal if you just want to grab the bonus and drop.

Offer & fee: Current 70K structure favors long-term holders (35K on approval + 20K after $5K/6mo + 15K anniversary in year two). Annual fee $399, $99 per AU; not cheap, but if you capture points, lounge, and insurance, it’s more than a “status card.”

Everyday earn: The hook is 1.25x Avion everywhere. At ~1.8¢/point, that’s ~2.25% flat-back with wide Visa acceptance. If you have varied big spend and dislike category hoops, this can be a universal driver; pair with Avion flight/lie-flat redemptions to lift value further.

Airport & travel perks (Visa Infinite Privilege):

• Expedited security/priority parking at major Canadian airports
• 6 Dragon Pass lounge visits per year
• Robust travel insurance (flight/baggage delay/loss, hotel burglary, CDW, emergency medical)

Drawbacks/realities:

• No first-year fee waiver—poor fit for bonus chasers only
• Stated household income bar $200K; branch discretion may flex, but positioning is upscale
• Card is no longer metal, so feel/“ritual” factor dips

PerkMap verdict:

• If you have stable mid/high income, travel regularly, and will work Avion transfers, this is a serious all-round premium card.
• If spend is lower or you prioritize first-year AF waivers, a mid-tier combo (e.g., ION+ plus an easier travel card) may be better than forcing this play.